One phone call is all it takes
Here’s a reminder to anyone with a superannuation account (and that’s just about everyone). When you started your new job you may have simply signed all the forms that were handed to you without giving much thought to your superannuation fund.
Take some time now to grab a coffee and call your fund. Find out what investment option you have chosen for your super investments. It could be that you’re in the most conservative option and, for a younger person, this might not be the right blend of investments to maximise your retirement balance. Someone closer to retirement may benefit from a less aggressive mix of investments to preserve their nest egg.
Ask to speak to someone at the fund about how you can choose the right allocation for your age and needs. This one phone call could improve the amount you have in retirement.
If you need it, seek advice. Your super fund might provide it for free.
The Money Question 